Last Updated: March 24, 2026
Welcome to Kirkpatrick Partners. By accessing our website or using our services, you agree to be bound by these Terms & Conditions. Please read them carefully.
By using our website, you agree to:
Submission of a loan application does not guarantee approval or funding. All loan applications are subject to underwriting review, credit evaluation, and approval based on our internal lending criteria. We reserve the right to:
Loan terms, interest rates, fees, and repayment schedules will be outlined in a separate loan agreement. By accepting a loan offer, you agree to the terms specified in that agreement.
By opting in to receive SMS messages from Kirkpatrick Partners, you expressly consent to receive recurring marketing and promotional text messages sent using an automated telephone dialing system (ATDS).
Message frequency varies; you may receive up to 4 messages per month. Messages may include updates about our services, special offers, financing opportunities, and other promotional content.
Message and data rates may apply. Standard carrier message and data rates will be charged by your mobile service provider. Please contact your carrier for details.
Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message you receive. You will receive a confirmation message that you have been unsubscribed. After opting out, you will no longer receive SMS messages from us unless you re-subscribe.
Help: For assistance, reply HELP to any message or contact us at vanessa@kirkpatrickpartner.com.
Consent is NOT a condition of purchase. You are not required to opt in to SMS messages to receive our lending services or apply for financing.
Your use of our website and services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to the practices described in our Privacy Policy.
All content on this website, including text, graphics, logos, images, and software, is the property of Kirkpatrick Partners or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that:
To the fullest extent permitted by law, Kirkpatrick Partners shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.
You agree to indemnify and hold harmless Kirkpatrick Partners, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including attorneys' fees) arising out of your use of our website or services, your violation of these Terms, or your violation of any third-party rights.
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those sites. Your use of third-party websites is at your own risk, and you should review their terms and privacy policies.
These Terms & Conditions are governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes arising out of or related to these Terms or our services shall be resolved through binding arbitration in Broward County, Florida, or through the courts located in Broward County, Florida.
We reserve the right to modify these Terms & Conditions at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website or services after changes are posted constitutes your acceptance of the revised Terms.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
If you have questions about these Terms & Conditions, please contact us:
Kirkpatrick Partners
6598 Northwest 103rd Lane
Parkland, FL 33076
Email: vanessa@kirkpatrickpartner.com